Enjoy Now. Pay Later.
Latitude Interest Free Payment Plan.
Only Latitude approved marketing material is to be used. If you need to change the content, please contact Latitude for approval.
Interest Free applies for purchases $XX.XX and over
Conditions, fees and charges apply
Apply for a Latitude Gem Visa credit card
Apply for a Latitude Gem Visa credit card
Found something?
Get it on Interest Free with Latitude Gem Visa credit card and pay nothing today.
Applying is simple
Check your eligibility and apply in 10 minutes. And it only takes 60 seconds for a response to your application.
Make it yours!
Once approved, select your ideal payment plan & check-out using your account number.
Apply for a Latitude Gem Visa credit card
Approved customers only. Conditions, fees, and charges apply. At the end of the plan, interest will be charged at 25.90%. This notice is given under the Gem Visa Conditions of Use (as applicable), which specify all other conditions for this offer. Also available to CreditLine, Latitude GO Mastercard and Buyer's Edge customers. Other conditions, fees and charges apply, see relevant product websites for details. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588), Australian Credit Licence number 392145. For Latitude Interest Free terms & conditions visit latitudefinancial.com.au/interest-free/terms-and-conditions

To advertise specific promotions, please refer to the 'disclaimer matrix' and ensure the correct T&Cs are included for each promotional type.
Latitude Interest Free FAQs
What is Latitude Interest Free?
Latitude Interest Free offers flexible Interest Free payment plans to suit your needs. From 6-60 months, Latitude Interest Free gives you access to a range of Interest Free offers. Existing Latitude Gem Visa, Latitude GO Mastercard, CreditLine and Buyer s Edge credit card customers can checkout using Latitude Interest Free payment plan.
How does Latitude Interest Free work?
Latitude Interest Free credit cards such as Latitude Gem Visa or Latitude GO Mastercard work like normal credit cards but offer the added functionality of Interest Free payment plans.
There are three different types of Latitude Interest Free payment plans:
Minimum Monthly (Interest Free Promotion)
2000 TV on 24 months Minimum Monthly = customer required to pay a minimum payment each month. The residual balance of the payment plan will incur interest once the Interest Free period is over. Customers can make extra payments at any time with no penalties.
Equal Monthly (Instalment Interest Free Promotion)
$2000 TV on 24 months Equal Monthly = customer pays the purchase price in 24 equal monthly installments ($83.33). If paid on time the balance is cleared by the end of the Interest Free Plan period.
Flexible (Buy Now Pay Later Promotion)
$2000 TV on 24 months flexible = customer not required to pay any amount during the Interest Free payment plan period. Customers can make payments at any time with no penalties. This unpaid balance of the payment plan will incur interest once the Interest Free period is over.
How much can I borrow with Latitude Interest Free payment plan?
Your approved credit limit will depend on your financial situation. The minimum credit limit for Latitude Gem Visa is $1,000 and there is a $8.95 monthly account service fee (Effective from 29th March 2023, the monthly account service fee will increase to $9.95).
What can I buy on Latitude Interest Free payment plan?
Look for the Latitude Interest Free logo when browsing online or in-store to know what products are eligible. The minimum purchase amount is different across retailers. Gift cards are excluded.
How do I pay off my Latitude Interest Free payment plan?
You will receive a monthly statement that highlights the minimum payment required and the available payment options. Bank transfer, direct debit, debit card and BPAY are available.
How do I manage my Latitude Interest Free payment plan?
You can manage your account from the Latitude Mobile App or the Latitude Service Centre. Search Latitude App in the App Store or Google Play.